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Cash Yield Enhancement

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Cash Yield
Enhancement Program

Earn extra income on uninvested cash balances

Earn Market Rate Income on Your Uninvested Cash Balances


Client accounts may receive extra income on long settled cash balances in their securities accounts.

Accounts with a Net Asset Value (NAV) of USD 100,000 (or equivalent) or more are paid yield at the full rate for which they are eligible. Accounts with NAV of less than USD 100,000 (or equivalent) receive yield at rates proportional to the size of the account.

For example, an account with a NAV of USD 50,000 earns yield at a rate equal to one-half the rate paid by IBKR to accounts with a NAV of USD 100,000 or more.

Yield accrues daily. IBKR posts the yield payments on a monthly basis on the third business day of the following month. IBKR uses a blended rate based on the tiers outlined in the table below. The tiers on which yield rates are based are subject to change without prior notification



Cash Yield Enhancement Calculator
Enter Cash Balance

Enter Net Asset Value


BM = Benchmark Rate
Currency Tier Rate Paid
USD 0 ≤ 10,000 0%
> 10,000 3.830% (BM - 0.5%)
CHF 0 ≤ 10,000 0%
> 10,000 0.000% (BM - 1%)
CZK 0 ≤ 250,000 0%
> 250,000 4.000% (BM - 3%)
DKK 0 ≤ 75,000 0%
> 75,000 0.367% (BM - 1.5%)
EUR 0 ≤ 10,000 0%
> 10,000 1.404% (BM - 0.5%)
GBP 0 ≤ 8,000 0%
> 8,000 2.678% (BM - 0.75%)
HUF 0 ≤ 3,000,000 0%
> 3,000,000 11.590% (BM - 3%)
NOK 0 ≤ 100,000 0%
> 100,000 0.750% (BM - 2%)
PLN 0 ≤ 400,000 0%
> 400,000 2.190% (BM - 4.5%)
SEK 0 ≤ 110,000 0%
> 110,000 0.936% (BM - 1.5%)
Disclosures
  • Credit balances greater than USD 10,000 (or equivalent) in accounts with a NAV of less than USD 100,000 (or equivalent) will be paid income at a proportional rate. For accounts holding credit balances in currencies carrying a negative income rate, the negative rate will be applied to accounts with balances of at least USD 50,000 (or equivalent), but smaller credit balances will not be charged the negative rate.