Family Account

Family Accounts

Family Accounts

Manage, trade and report on multiple accounts from a single master account.

The IBKR Advantage

  • Our Stock Yield Enhancement Program lets you earn extra income on the fully-paid shares of stock held in your account.
  • Our Cash Yield Enhancement Program lets you earn extra income on instantly available cash balances.1
  • Invest in stocks, options, futures, currencies, bonds, funds and more across 150 markets in 34 countries from a single integrated account.
  • Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.
  1. Restrictions apply. For additional information see our cash enhancement program.

Professional Pricing – Maximize Your Returns

IBKR offers low trading fees1 and access to stocks, options, futures, currencies, bonds and funds from a single unified platform. If an exchange provides a rebate, we pass some or all of the savings directly back to you.*

Learn About Commissions

The lowest investment loan rates, with rates as low as USD 5.83%.2

Compare Investment Loan Rates

Earn extra income on your lendable shares.

See Stock Yield Enhancement

Earn up to 4.58% on instantly available USD cash or 2.900% on EUR cash.3

See Cash Yield Enhancement

*For more information, see our disclaimers.

Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.

  1. Low trading fees according to BrokerChooser Online Broker Survey 2023: Read the full article Online Broker Reviews, May 2023. "Interactive Brokers has low trading fees and the best margin rates in the industry. IB currently pays interest (up to 4.83% for USD) on cash balances if you have a $100k account (net asset value)."
  2. Rates are subject to change. View our investment loan rates for more information.
  3. Rates are subject to change. Restrictions apply. For additional information,see our cash enhancement program.

Discover a World of Opportunities


Invest globally in stocks, options, futures, bonds, funds, ETFs and CFDs from a single unified platform. Fund your account in 10 currencies (HUF, EUR, USD, GBP, CZK, DKK, NOK, PLN, SEK, CHF) and trade assets denominated in 27 currencies. Access market data 24 hours a day and six days a week. Fund your account in multiple currencies and trade assets denominated in multiple currencies. Access market data 24 hours a day and six days a week.

150

Markets

34

Countries

10

Fundable Currencies*


Global Markets

*Available currencies vary by Interactive Brokers affiliate.

Graphic is for illustrative purposes only and should not be relied upon for investment decisions.

Map Locations
Local Time: Open Closed

mssage123

Technology to Help Family Accounts Succeed

Trading Platforms

Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.

Comprehensive Reporting

Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.

Order Types and Algos

100+ order types – from limit orders to complex algorithmic trading – help you execute any trading strategy.

Fractional Trading

Buy or sell any eligible US or European stocks/ETFs using fractional shares, which are stock units that amount to less than one full share, or by placing an order for a specific dollar amount rather than quantity of shares.

Free Trading Tools

Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.

API Solutions

Our proprietary API and FIX CTCI solutions let clients create their own automated, rules-based trading system that takes advantage of our high-speed order routing and broad market depth.

Create and Manage Your Complete Portfolio

Mutual Fund/ETF Replicator

Identify and invest in lower cost ETFs with similar strategies to higher-fee mutual funds.

Environmental, Social and Governance (ESG)

ESG scores from Refinitiv give you a new set of tools for making investment decisions based on more than just financial factors.

PortfolioAnalyst

Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.

A Broker You Can Trust

When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.

IBKR

Nasdaq Listed

$14.1B

Equity Capital*

74.6%

Privately Held*

$9.7B

Excess Regulatory Capital*

2.56M

Client Accounts*

1.931M

Daily Avg Revenue Trades*


IBKR Protection
IBKR Broker You Can Trust

*Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.

Family Account Structure


The Family Account structure is to be used by a natural person "Head of Family" ("HOF") to manage, for free, the accounts of up to five other family members. The Family Master Account uses a single login to manage a maximum of 15 sub-accounts. The sub-accounts are limited to accounts held by family members or family-held investment vehicles.

  • The master account HOF must be a natural person, may not be registered advisors and may not hold themselves out to the public as advisors.
  • The HOFs may not charge any fees for managing the accounts of other family members.
Family Account structure

A HOF can manage the accounts of up to 5 other family members/investment vehicles and a maximum of 15 sub-accounts.

Account Information

The Family Account structure is distinct from professional advisor account structures that are used by registered investment advisors, investment managers or hedge fund managers. The “Head of Family” (“HOF”) must be a natural person who does not solicit clients or hold himself/herself out to be a financial advisor. Master accounts are provided with administrative functionality to manage up to 15 sub-accounts and cannot receive fees for managing the accounts.

The minimum age for opening a cash account is 18, while the minimum age for opening a margin account is 21.

Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. See all available countries.

Please note that monthly activity and other minimum fees may apply.

Open a Family Account

For information regarding your account, contact Interactive Brokers.

Looking for a different account type? Visit our website for information about our Individual account.

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