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Investment Loan Reference Benchmark Rates

Reference Benchmark Rates


IBKR's benchmark for each currency is the reference rate for our investment loans. IBKR uses a combination of internationally recognized reference rates (such as Fed Funds), bank deposit rates, and dynamic interbank rates determined from foreign exchange and money markets to calculate an IBKR Reference Benchmark rate.

For more information about IBKR Reference Benchmark click here.

For information regarding the various external reference rates that contribute to the IBKR Reference Benchmark rate click here.


CurrencyDescription for Effective Date 20220523 Rate Effective Date
USD
Reference Benchmark USD
0.830%
20220523
AED
Reference Benchmark AED
0.820%
20220523
AUD
Reference Benchmark AUD
0.298%
20220523
BRL
Reference Benchmark BRL
12.650%
20220523
CAD
Reference Benchmark CAD
0.890%
20220523
CHF
Reference Benchmark CHF
(0.770)%
20220523
CNH
Reference Benchmark CNH
1.937%
20220523
CZK
Reference Benchmark CZK
5.533%
20220523
DKK
Reference Benchmark DKK
(0.653)%
20220523
EUR
Reference Benchmark EUR
(0.604)%
20220523
GBP
Reference Benchmark GBP
0.906%
20220523
HKD
Reference Benchmark HKD
(0.053)%
20220523
HUF
Reference Benchmark HUF
4.943%
20220523
ILS
Reference Benchmark ILS
0.173%
20220523
INR
Reference Benchmark INR
8.700%
20220523
JPY
Reference Benchmark JPY
(0.174)%
20220523
KRW
Reference Benchmark KRW
1.500%
20220523
MXN
Reference Benchmark MXN
7.664%
20220523
NOK
Reference Benchmark NOK
0.644%
20220523
NZD
Reference Benchmark NZD
1.340%
20220523
PLN
Reference Benchmark PLN
5.002%
20220523
RUB
Reference Benchmark RUB
13.660%
20220523
SAR
Reference Benchmark SAR
1.556%
20220523
SEK
Reference Benchmark SEK
0.032%
20220523
SGD
Reference Benchmark SGD
1.247%
20220523
TRY
Reference Benchmark TRY
25.228%
20220523
USD
Reference Benchmark USD Libor
0.823%
20220523
ZAR
Reference Benchmark ZAR
5.997%
20220523
Prior Period Benchmark Rates

IBKR accrues interest daily and posts actual interest monthly on the third business day of the following month. For detailed examples on how we calculate interest, open the Interest Paid to You and Interest Rates Charged to You on Margin Loan Balances sections on this page.