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Investment Loan Reference Benchmark Rates

Reference Benchmark Rates


IBKR's benchmark for each currency is the reference rate for our investment loans. IBKR uses a combination of internationally recognized reference rates (such as Fed Funds), bank deposit rates, and dynamic interbank rates determined from foreign exchange and money markets to calculate an IBKR Reference Benchmark rate.

For more information about IBKR Reference Benchmark click here.

For information regarding the various external reference rates that contribute to the IBKR Reference Benchmark rate click here.


CurrencyDescription for Effective Date 20221004 Rate Effective Date
USD
Reference Benchmark USD
3.080%
20221004
AED
Reference Benchmark AED
2.936%
20221004
AUD
Reference Benchmark AUD
2.513%
20221004
BGN
Reference Benchmark BGN
0.225%
20221004
BRL
Reference Benchmark BRL
13.650%
20221004
CAD
Reference Benchmark CAD
3.069%
20221004
CHF
Reference Benchmark CHF
(0.179)%
20221004
CNH
Reference Benchmark CNH
1.133%
20221004
CZK
Reference Benchmark CZK
6.830%
20221004
DKK
Reference Benchmark DKK
0.571%
20221004
EUR
Reference Benchmark EUR
0.591%
20221004
GBP
Reference Benchmark GBP
2.493%
20221004
HKD
Reference Benchmark HKD
2.421%
20221004
HUF
Reference Benchmark HUF
12.303%
20221004
ILS
Reference Benchmark ILS
1.000%
20221004
INR
Reference Benchmark INR
8.700%
20221004
JPY
Reference Benchmark JPY
(0.200)%
20221004
KRW
Reference Benchmark KRW
2.500%
20221004
MXN
Reference Benchmark MXN
9.828%
20221004
NOK
Reference Benchmark NOK
3.250%
20221004
NZD
Reference Benchmark NZD
2.146%
20221004
PLN
Reference Benchmark PLN
6.988%
20221004
RON
Reference Benchmark RON
6.863%
20221004
RUB
Reference Benchmark RUB
7.920%
20221004
SAR
Reference Benchmark SAR
5.939%
20221004
SEK
Reference Benchmark SEK
1.514%
20221004
SGD
Reference Benchmark SGD
2.780%
20221004
TRY
Reference Benchmark TRY
103.561%
20221004
USD
Reference Benchmark USD Libor
3.068%
20221004
ZAR
Reference Benchmark ZAR
6.244%
20221004
Prior Period Benchmark Rates

IBKR accrues interest daily and posts actual interest monthly on the third business day of the following month. For detailed examples on how we calculate interest, open the Interest Paid to You and Interest Rates Charged to You on Margin Loan Balances sections on this page.